a. User Information: When you visit our website or use our platform, we may collect information such as your name, email address, and other relevant details to create and manage your account.
b. Payment Information: We securely collect and store payment information to process subscriptions and transactions. IOU ensures the confidentiality and security of payment details.
c. Analytics Data: We use analytics tools to gather insights about user behavior and preferences. This data helps us improve our course offerings and enhance your experience.
d. Cookies: IOU employs cookies to analyze website traffic and user interactions. These cookies help us enhance the overall site experience for our users.
a. Personalization: We use the data collected to tailor course recommendations and reminders based on your interests and progress.
b. Improving Services: The analytics data and cookies enable us to enhance our platform, making it more user-friendly and efficient.
c. Collaboration: IOU partners with institutions and organizations to provide high-quality courses. A limited amount of data may be shared with these partners to improve course offerings and user experiences.
d. Payments: Your payment information is used to facilitate transactions, issue refunds, and resolve any payment-related issues.
IOU takes comprehensive measures to protect your data. We implement industry-standard security protocols and encryption to ensure the confidentiality and integrity of your information.
Last Updated: November 5, 2023.